Privacy Policy

Effective Date: 17 February 2026

SpendLayer.com ("SpendLayer", "we", "our", or "us") respects your privacy. This Privacy Policy explains what information we collect and how we use it.

1. Non-Custodial Wallet

SpendLayer is a non-custodial wallet. We do not have access to your private keys, wallet contents, transaction history, or funds.

When you create a wallet account, we collect only:

• Your email address
• Your password

We do not collect or store:

• Private keys
• Seed phrases
• Identity documents

You are solely responsible for securing your credentials and wallet access.

2. Website Usage Information

When you visit SpendLayer.com, we may collect basic technical information automatically, such as:

• IP address
• Browser type
• Device type
• Pages visited
• Basic analytics data

This information is used to operate, maintain, and improve the website.

3. Use of Information

We use collected information only to:

• Provide and maintain our services
• Enable account access
• Improve website performance
• Respond to support inquiries

We do not sell or rent your personal information.

4. Data Security

We implement reasonable technical and organizational measures to protect the limited information we collect. However, no system can be completely secure.

5. Third-Party Services

We may use third-party service providers (such as hosting or analytics providers) that process limited technical data necessary to operate the website.

6. Your Responsibility

As a non-custodial wallet provider, we cannot recover lost passwords, private keys, or seed phrases. You are fully responsible for maintaining the security of your wallet credentials.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

8. Contact

If you have questions about this Privacy Policy, please contact us at:

info@spendlayer.com